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Job 26461


Location:
Lake Forest, CA

Job Title:
Senior Loan Processor

Employment:
Direct Hire

Description:

Our client is a new mortgage broker and because of this there is a lot of room for growth! Their team is extremely close and a positive culture is key to their business model.

Are you an experienced, detail-oriented Mortgage Loan Processor who can successfully aid applicants in navigating the mortgage lending process?  Our client is currently seeking a skilled and high-producing processor to work with their Mortgage Loan Officers on their team.

Responsibilities:

  • Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
  • Ensure loan files meet lending and regulatory guidelines and policies
  • Maintain detailed documentation of the process in our system - from origination to close
  • Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
  • Put together loan packages and submit to lender underwriting for approval or denial
  • Perform a general evaluation of an application (financial documents, mortgage type, etc.)
  • Gather all important data from client (assets, debts, etc.)
  • Verify information and references by contacting the right sources
  • Correct mistakes and investigate inconsistencies
  • Submit completed loan files for appraisal
  • Act as point of contact between loan officers, underwriters and clients
  • Conduct a final review of the file before closing

Basic Qualifications:

  • At least 2 years of current loan processing experience required
  • Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
  • Proficient in mortgage loan computer software - Encompass
  • High school diploma or GED required

Preferred Qualifications:

  • Excellent written and verbal communication skills are a requirement
  • Associate’s degree in Accounting, finance, or business, preferred
  • Superb analytical skills, time management skills, and attention to detail
  • Proven experience as mortgage loan processor or similar position for 5+ years
  • Error-free in the ability to multi-task
  • Can handle difficult situations and customers with grace
  • Familiarity in sending Closing Disclosures
  • Familiar with all different income types
  • Familiar with VA, DPA, MCC, FHA, Conventional and Jumbo loan products
  • Understanding of loan underwriting and processing procedures
  • Outstanding customer service skills
  • Well-organized and able to handle pressure

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. 

 

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