A dynamic and growing mortgage banker in Lake Forest is seeking a Sr. Loan Processor.
Have strong knowledge to process residential mortgage loan files from initial application to funding in a timely matter.
Review loan file in detail and gather documentation from the borrower and third-party vendors and review AUS findings accordingly
Responsible for completely files accurately and ability to calculate income (W-2; Commission; Tax Returns)
Responsible to review and confirm data in Encompass that matches the loan file
Responsible for communicating with all parties of the loan in a timely matter. Ability to review and understand investor guidelines.
Successfully work directly with Loan Officers; Underwriters and Closing Department to ensure that loan files meet expected timelines.
Ability to process efficiently 40-50 loans.
High level of attention of detail
Excellent Customer Service / Team player
At least 10 years of mortgage processing experience
Multi product knowledge Conv, FHA, VA loan processing
Strong knowledge of TRID
Proficient/strong knowledge working in Encompass
Current mortgage processing experience
Knowledgeable of FNMA, FHLMC, FHA, VA, DPA, MCC, Nevada Home, Non QM, DPA-downpymt Assistance loans
Strong knowledge at calculating all income including self-employed borrowers
Proficiency with DU and LP, FHA Connection and VA Portal
Strong knowledge of processing Multiple State/ Compliance
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.